Beginning on Jan. 1, 2026, Point32Health will offer a new Harvard Pilgrim Health Care Commercial product offering known as National Access EPO in Massachusetts, New Hampshire, and Rhode Island, and National Access in Maine. 

Similar to existing PPO plans, members of these plans are not required to select a PCP or have referrals for specialist care. Provider coverage includes Harvard Pilgrim’s five-state service area (Massachusetts, Maine, New Hampshire, Rhode Island, and Vermont) and uses UnitedHealthcare’s Choice Plus network for other states. Pricing will vary by state, and these plans will not include out-of-network coverage. 

National Access/National Access EPO offer members lower costs than PPO plans and support employers with multiple locations and/or employees living anywhere in the United States. 

You can recognize National Access/National Access EPO members by their ID cards.

ID card sample

Maine Only:

National Access ID card sample